Trading in the new environment (post GFC) after 5 years of recovery would now appear to be becoming clear. If your crystal ball doesn’t have a cloud in it called “deflation” then you may have to rethink growth plans.
Applications are now appearing for mortgage pre-approval from Prime Bank players. Home buyers be warned! An application approval doesn’t mean you have the deposit to bid at auction or go unconditional. Better you have a face to face with a broker. Slow the process down and stay in control.